Turlock Homes & Beyond | BRE# 01112786 | Century21 Select Group
When you’re ready to buy a house, it’s easy to get so excited about purchasing a new home that calculating the money you’ll pay in interest on a mortgage loan isn’t at the top of your list. It should be, though. Depending on the interest rate and size of the mortgage, over a 30-year loan term, you could … Read More “7 Ways to Save Thousands on Your Mortgage” »
Mortgage rate forecast for next week (Sept. 26-30) Mortgage rates are up for the fifth week in a row, with the average 30-year fixed rate reaching 6.29% on Sept. 22. This quarter-point growth came on the heels of another big rate hike by the Federal Reserve. At its recent meeting, the Fed signaled further rate increases in 2022 … Read More “Expert mortgage rate predictions for October” »
Find how to get financial help with paying utility bills in California. Most of the gas, electric, water, and utility companies in California offer assistance programs, discounts, or payment plans for families. They may give grants, abatements, reconnection help, and other financial assistance for electric bills. Some local cities, counties, and towns may also be … Read More “Utility and energy bill assistance programs in California” »
Buying an old house can pose challenges. With smart planning and the right renovations, you can enjoy the rewards of living in a historic home. Buying an old house can help you get into a desirable neighborhood or afford a larger home, not to mention potentially preserving a piece of history. But houses built decades … Read More “What You Should Consider Before Buying an Old House” »
If you’re looking to buy or sell a house, chances are you’ve heard talk about today’s rising home prices. And while this increase in home values is great news for sellers, you may be wondering what the future holds. Will prices continue to rise with time, or should you expect them to fall? To answer that … Read More “What Does the Future Hold for Home Prices?” »
This summer, my husband and I decided to put our 1,200-square-foot Spanish-style bungalow in San Diego up for sale. Naturally, this involved meeting with a host of real estate professionals—all of whom agreed that to sell our charming little home for the price we wanted, we needed to stage it. But it wasn’t as simple … Read More “How to Stage Your Home While Living in It (Without Losing Your Mind)” »
If you have a stable job but are earning less than you’d like, you might be concerned that this can impede your ability to purchase a home. The good news: There are mortgages and assistance options that can help you become a homeowner, even with a low income. Can I buy a house with a low … Read More “How to buy a house with a low income” »
Buying a house can be an exciting and emotional process. Before starting your home search, you’ll want to understand the ins and outs of homebuying. This will empower you to make decisions that are the best for your family — and your wallet. What to consider Is now a good time to buy a house? … Read More “How to buy a house in 2022” »
Key Takeaways When you buy a home, you should expect to pay certain costs upfront, including fees, your taxes, and your down payment. Once you’ve closed on the house, you may be required to pay insurance, taxes, private mortgage insurance, or homeowner’s association fees in addition to your monthly mortgage payments. You should also be … Read More “More Than a Mortgage: The Cost of Owning a Home” »
Jul 20, 2022 Home prices have been on the rise since the COVID-19 pandemic hit. For proof, look no further than the current median home price—a whopping $450,000. That’s not just a high price, but a new record set in June. As a seller, you may be motivated to cash in on this seemingly unstoppable housing … Read More “10 Crucial Questions to Ask a Real Estate Agent When Selling Your Home” »
