Buying a Home – Lazar Real Estate Services

Mortgage Assumption

August 7, 2026 admin No Comments

Mortgage assumption is the conveyance of the terms and balance of an existing mortgage to the purchaser of a financed property, commonly requiring that the assuming party is qualified under lender or guarantor guidelines.[1] All mortgages are potentially assumable, though lenders may attempt to prevent the assumption of a mortgage loan with a due-on-sale clause. Certain mortgage types are irrefutably assumable, such as … Read More “Mortgage Assumption” »

Zoning Laws In California: Complete Buyer’s Guide (2026)

July 31, 2026July 31, 2026 admin No Comments

Buying a Home, Real Estate News & Tips

Zoning laws in California regulate how land and properties can be used within different areas of the state. These laws set rules for land use, building types, densities, and development standards to organize growth and protect community interests. This guide explains the key aspects of zoning laws in California, including classifications, how to check zoning … Read More “Zoning Laws In California: Complete Buyer’s Guide (2026)” »

What Credit Score Is Needed To Buy A House?

July 2, 2026July 2, 2026 admin No Comments

Buying a Home, Credit Score, Real Estate News & Tips

A favorable credit score to buy a house is typically in the high 600s and 700s. Anything higher than that is considered “exceptional”, and helps borrowers get the very best mortgage rates. Certain loan types even allow you to buy a house with a credit score as low as 500. It’s possible to buy a … Read More “What Credit Score Is Needed To Buy A House?” »

Should I Remodel or Move? How to Decide What’s Better for You

June 4, 2026 admin No Comments

Buying a Home, Real Estate News & Tips, Selling a Home

As a homeowner, it’s common to reach a point where your home no longer meets all your needs. You typically have two options – sell your home and buy a new one, or remodel your current home. There are pros and cons to both options, including different costs and time commitments. In this Redfin article, we’ll outline … Read More “Should I Remodel or Move? How to Decide What’s Better for You” »

Master The Homebuying Process: 11 Steps Every Buyer Needs In 2026

April 23, 2026April 23, 2026 admin No Comments

Buying a Home, Real Estate News & Tips, Real Estate Tips

Buying a home is one of life’s biggest milestones, but the process can be daunting. This guide walks you through 11 essential steps—from budgeting and pre-approval to closing—so you can buy your dream home confidently in 2026. 1. Make Sure You Are Ready Before diving into homeownership, ensure you’re financially prepared. Review your income, expenses, … Read More “Master The Homebuying Process: 11 Steps Every Buyer Needs In 2026” »

15 first-time home buyer tips

March 26, 2026 admin No Comments

Buying a Home, Real Estate News & Tips

Buying your first home can be an exciting adventure — but like riding a rollercoaster, that adventure can quickly go from thrilling to overwhelming. From securing financing to navigating the real estate market to finally closing on your new home, the process involves many decisions that can feel downright scary. But with the right information, … Read More “15 first-time home buyer tips” »

Existing-Home Sales Increase As Affordability Improves

March 13, 2026 admin No Comments

Affordable Housing, Buying a Home, Real Estate News & Tips

Sales of previously owned US homes unexpectedly rose in February and the prior month was revised up, helped by a decline in mortgage rates and modest growth in asking prices. Contract closings increased 1.7% to a 4.09 million annualized rate, according to National Association of Realtors data released Tuesday. The pace exceeded nearly all estimates … Read More “Existing-Home Sales Increase As Affordability Improves” »

First-Time Home Buyer Guide 2026: 7 Strategies to Win

February 5, 2026February 6, 2026 admin No Comments

Buying a Home, Real Estate News & Tips

First-time buyers in 2026 face best conditions since 2021: rates at 6.3%, 20% more inventory, flexible sellers. With 3.5% FHA, 0% VA/USDA, and $5K-$25K DPA programs, 2026 is your year to buy. 3 Reasons to Buy Now Rates Dropped to 6.3%, Down from 6.8% in 2026. On $350K loan: save $113/month = $40,680 over 30 years. 20% More Inventory, NAR: More … Read More “First-Time Home Buyer Guide 2026: 7 Strategies to Win” »

How’s the housing market right now?

January 15, 2026January 21, 2026 admin No Comments

Buying a Home, Real Estate News & Tips

The housing market loves to keep us guessing. But when you’re ready, you’re ready — and that matters way more than waiting for a perfect moment. Whether you’re house hunting right now or just planning ahead, here’s your game plan. How’s the housing market right now? The busiest months for buying and selling are behind … Read More “How’s the housing market right now?” »

Pros and Cons of Moving When You Are a Senior Citizen

January 1, 2026 admin No Comments

Buying a Home, Real Estate News & Tips, Selling a Home

If you’ve been in the same home for many years, and raised your family there, you might have a hard time even thinking about living somewhere else. But if you’re retired, or you will be soon, you may be asking yourself some questions: Is this home too big? Is it too expensive? Would I be happier … Read More “Pros and Cons of Moving When You Are a Senior Citizen” »