Key takeaways Homeowners insurance offers financial protection if your property is damaged by a covered peril. Home insurance usually covers your home’s physical structure, other structures on your property and your personal belongings and includes a layer of liability insurance. On average, homeowners insurance in the U.S. costs $2,242 a year, or $187 per month. … Read More “What is homeowners insurance and how does it work?” »
Securing a mortgage for your home is a major financial milestone. You want to ensure you choose the right mortgage and experience a smooth application and approval process. This guide was created to help you avoid common mistakes so you can take a smart approach to getting a mortgage. Mistake #1: Ignoring the Full Financial … Read More “6 Common Mortgage Mistakes to Avoid” »
PENDING $719,000 – Thoughtfully designed and located in an established Northeast neighborhood, this spacious updated home offers 4 bedrooms including a well-appointed primary suite and 2.5 bathrooms. The layout includes formal living and dining rooms, a separate family room, and a bright dining nook. The updated kitchen features granite countertops, double ovens, and connects to … Read More “PENDING – 1900 Simon Drive, Turlock, 4 bed/2.5 bath/2,216sqft/0.29ac lot” »
After hitting a peak of 7.04% in January 2025, mortgage rates have retreated, but the decline has been sluggish, as rates remain trapped in a narrow mid-6% band. The average 30-year fixed mortgage rate dropped 13 basis points to start March and then stalled, finishing out the month two basis points higher from where it … Read More “Mortgage Rates Forecast For 2025: Experts Predict How Much Rates Will Drop” »
Located on a spectacular lot in Naraghi Lakes, this wonderful single story home is move-in ready. Formal living & dining room combination features bay window. Spacious kitchen w/breakfast nook & dining bar are open to family room and featuring French Doors to the covered patio & private back yard. The home is light & airy … Read More “SOLD – 3213 Harbor Dr, Modesto” »
Located on Bristol Park, this 3 bedroom & 2.5-bath home includes formal living, dining, and family rooms. Primary Suite/Bath has backyard access. Jack N Jill bath between bedrooms, inside utility room and 3-car garage with drive thru. Lots of fruit trees and sports pool/spa in backyard.
Homeowners are in a great position to sell, but that doesn’t mean you get to keep everything from the sale of your home. Key Takeaways When selling your home, the proceeds you receive are the sale price minus the outstanding mortgage balance and selling costs, such as closing costs and agent commissions. The remaining funds … Read More “Asking the right questions can help you uncover potential issues, avoid surprises and feel more confident in your decision.” »
$495,000 – Located on a quiet East Turlock cul-de-sac, this 3-bedroom, 2-bath home offers a comfortable and functional layout. The open living and dining area features vaulted ceilings, while the bright kitchen and cozy breakfast nook overlook the front yard and cul-de-sac. The spacious primary suite includes a private bathroom, and the inside laundry room adds … Read More “1799 Rockford Way, Turlock, 3bd/2ba/1587sqft/6673sf lot” »
A “perfect sale” in the California real estate market in 2025 will be defined differently for buyers and sellers, influenced by a complex interplay of economic factors, market trends, and regional variations. Here’s a breakdown of what that might look like: Statewide Market Conditions in 2025: Increased Sales: The California Association of Realtors (C.A.R.) projected … Read More “Home Pricing: a Perfect Sale in California 2025” »
PENDING -$849,000 – Located in northeast Turlock’s desirable Legends 6 community, this 3,200 sq. ft. home offers a flexible and functional layout with 5 bedrooms and 4 full bathrooms, including two primary suitesone on each level. The sought-after floor plan features formal living and dining rooms, an open-concept family room, and a spacious kitchen with … Read More “PENDING -1703 Edgewood Dr. Turlock, 5bd/4bth/3200sf/0.26ac lot” »